Saturday, January 18, 2025 / by Vanessa Saunders
For years, real estate and finance have existed as separate spheres—each with its own rules, risks, and rewards. But now, thanks to breakthroughs like Coinbase’s new Bitcoin-backed loans (BTCFi) and blockchain platforms such as Propy, the game is changing. These innovations aren’t just for tech enthusiasts or crypto traders—they’re creating real opportunities for savvy real estate buyers and investors.
If you’re a Bitcoin holder looking to invest in New Hampshire’s luxury real estate market, this might be the financial breakthrough you’ve been waiting for.
The BTCFi Advantage: Liquidity Without Letting Go
One of the biggest challenges for Bitcoin investors is liquidity. You may have significant wealth tied up in Bitcoin, but selling it to fund a home purchase means:
Triggering taxable events
Losing out on future appreciation (what if BTC goes to the moon?)
With BTCFi, Coinbase is flipping the script. This new service allows Bitcoi. ...
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Monday, January 13, 2025 / by Vanessa Saunders
New Hampshire’s housing market reached an unsettling milestone in 2024: the median price of a single-family home climbed to $514,000, breaking the half-million mark for the first time in state history. Let that sink in. Ten years ago, that number was $228,000. Five years ago, $300,000. Even in 2023, we were at $470,000.
What does this mean for the Granite State? It means we’re facing a housing crisis like never before—a crisis of affordability, supply, and opportunity.
For context, the affordability index in New Hampshire stood at just 59 by the end of 2024, compared to 131 in December 2019. In plain terms, the median household income in New Hampshire is now only 59% of what’s needed to qualify for a median-priced home. That affordability gap explains the growing anxiety I see in my work every day. Homeowners and buyers alike are asking the same question: If I had to move, where would I go?
The Reality of Rising Costs
Since 2019, home prices in New Hampshire ...
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Saturday, January 11, 2025 / by Vanessa Saunders
For many homeowners, the idea of moving feels daunting—especially with rising interest rates and uncertainty in the housing market. But what if your home, the one you’re living in right now, is holding untapped potential? What if your equity could open doors to financial freedom, a new chapter, or even just a simpler, more affordable lifestyle?
If you’ve been staying put because you think moving isn’t worth it, it’s time to ask yourself: Am I letting my home’s equity go to waste?
Understanding Equity: Your Most Powerful Asset
Equity is the difference between your home’s current value and what you still owe on your mortgage. It’s the wealth you’ve built over time—whether through paying down your loan or through the natural appreciation of your property.
Here’s a quick example:
Your Home Value: $500,000
Your Remaining Mortgage: $200,000
Your Equity: $300,000
That $300,000 isn’t just a number—it’ ...
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Monday, January 6, 2025 / by Vanessa Saunders
Stuck at Home (Literally)? Remodeling Might Be the Answer—Or Not
You’re not alone. Many homeowners are feeling stuck these days. Maybe you refinanced during the golden era of low interest rates, and your mortgage payment now feels like a sweet, sweet bargain you’d hate to lose. Or maybe your family has outgrown the house, and the thought of squeezing one more holiday gathering into your cramped living room makes you want to scream.
So, what’s the plan? Remodel, upgrade, or move? Before you make any decisions (or start knocking down walls), let’s talk through it.
When Remodeling Seems Like the Answer
Adding a new bedroom? Finally building that home office or ADU (Accessory Dwelling Unit)? These can be great solutions—if they make sense for your long-term plans and your property’s value. But here’s the catch:
Zoning Changes: Dreaming of that ADU? Check your local zoning laws first. Trust me, nothing’s worse than sinking time an ...
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Friday, January 3, 2025 / by Vanessa Saunders
As 2025 begins, the housing market is showing signs of transition. Active listings hit their highest level since 2020 late last year, but a growing number of homes failed to sell, lingering on the market as expired or “stale” listings. These trends highlight deeper shifts in how the market is functioning—and they’re worth understanding whether you’re a buyer or a seller.
Rising Inventory, But Not Enough Movement
In November 2024, active listings were up 12.1% year over year, according to Redfin. On the surface, that sounds like good news for buyers. However, the data reveals that more than half of these homes remained on the market for at least 60 days without going under contract—the highest share for November since 2019.
So, why aren’t these homes selling?
Overpricing: Many sellers are setting prices too high, based on the market frenzy of past years rather than today’s cooling conditions.
Presentation Issues: Hom ...
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