Friday, January 3, 2025 / by Vanessa Saunders
As 2025 begins, the housing market is showing signs of transition. Active listings hit their highest level since 2020 late last year, but a growing number of homes failed to sell, lingering on the market as expired or “stale” listings. These trends highlight deeper shifts in how the market is functioning—and they’re worth understanding whether you’re a buyer or a seller.
Rising Inventory, But Not Enough Movement
In November 2024, active listings were up 12.1% year over year, according to Redfin. On the surface, that sounds like good news for buyers. However, the data reveals that more than half of these homes remained on the market for at least 60 days without going under contract—the highest share for November since 2019.
So, why aren’t these homes selling?
Overpricing: Many sellers are setting prices too high, based on the market frenzy of past years rather than today’s cooling conditions.
Presentation Issues: Hom ...
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Monday, December 23, 2024 / by Vanessa Saunders
They Could Be the Sweetener You Need to Seal the Deal!
Imagine buying a home and not being stuck with today’s sky-high interest rates. Sounds dreamy, right? Welcome to the world of assumable loans, a secret weapon for both buyers and sellers in a challenging market. But what are they, and why should you care? Let’s dive in.
What Is an Assumable Loan?
Think of it as the ultimate hand-me-down, but instead of your cousin’s old sweater, you’re inheriting a mortgage with a better interest rate. Assumable loans let a buyer take over the seller’s existing mortgage, including that oh-so-attractive lower interest rate. FHA and VA loans are the most common types, but here’s the catch: not every loan is assumable, and the process can be a bit tricky without the right guidance.
Why Should Sellers Care?
Are you sitting on an FHA or VA loan with an enviably low interest rate? That’s not just a benefit for you—it’s a golden ticket for your ! ...
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Saturday, December 7, 2024 / by Vanessa Saunders
One to Watch: Laconia Village—A Transformative Opportunity
By Vanessa Saunders
Laconia Village: Shaping the Future of the Lakes Region
A 217-acre site in northern Laconia is poised for an ambitious transformation. The proposed Laconia Village could add 2,000 homes, increasing the city’s population by 20% over the next decade.
Why is this development one to watch? Because its success will redefine Laconia’s future, blending historic preservation with modern amenities and creating opportunities for buyers, sellers, and investors alike.
The Vision
Pillsbury Realty Development envisions Laconia Village as a walkable, self-sustaining community. Key features include:
Diverse Housing Options: Workforce housing, luxury residences, and apartments.
Retail and Commercial Spaces: Anchored by a grocery store, with additional health and wellness facilities.
Green Spaces: Preserving 90 acres of natural beauty with access to Lake Winnisquam and Ahern State . ...
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Friday, November 29, 2024 / by Vanessa Saunders
In the fast-paced, ever-evolving world of real estate, not all brokerages are created equal. Just as the food industry contrasts the intimate craft of small-scale farming with the relentless efficiency of agribusiness, real estate presents a similar dichotomy: the independent brokerage versus the mega-agency.
At first glance, the mega-agencies dominate the landscape. Their scale is impressive, their systems efficient, and their marketing omnipresent. But as with agribusiness, their sheer size can come at a cost—sacrificing individuality, creativity, and connection in favor of volume and standardization.
Let’s pull back the curtain on this contrast to explore why independent brokerages are the soulful choice for buyers and sellers seeking more than just a transaction.
The Mega-Agency Machine: Efficiency Over Personalization
Mega-agencies operate like agribusinesses. They are optimized for scale, with carefully crafted systems designed to churn out deals efficiently. Thei; ...
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Wednesday, November 6, 2024 / by Vanessa Saunders
I’m thrilled to have been featured in the recent Union Leader article by Kathy Bailey, “NH Real Estate Market is Still a Confusing World.” The New Hampshire market presents unique challenges for buyers and sellers alike, especially in today’s climate. As an Associate Broker with Keeler Family Realtors, I’m committed to bringing clarity and guidance to my clients amidst these uncertainties.
Understanding Today’s Market
The real estate market has been anything but predictable, with fluctuating prices, demand shifts, and buyer hesitations making it tough to determine the best path forward. In the article, Kathy Bailey touches on these challenges, emphasizing just how disorienting the market can feel. Having worked in various markets and states, I can say confidently that New Hampshire’s current landscape is unlike any other.
My Perspective on Buyer Representation
One key takeaway I shared is the critical role of buyer representation in navigat. ...
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