Thursday, March 20, 2025 / by Vanessa Saunders
As a real estate professional in New Hampshire, I recently attended a webinar on flood management and mitigation strategies. While informative, it felt somewhat generic and lacked the depth I believe our community deserves. In this blog, I aim to provide a more engaging and comprehensive overview of how we can enhance flood resilience in our region, focusing on practical solutions and resources available to us.
Understanding Flood Risks in New Hampshire
New Hampshire, like many parts of the country, faces significant flood risks. Flooding can occur at any time, impacting not just homes but also critical infrastructure like emergency access routes to facilities such as county nursing homes. It's crucial for us to understand these risks and take proactive steps to mitigate them.
FEMA's Community Rating System (CRS)
One of the most effective tools for managing flood risks is FEMA's Community Rating System (CRS). This voluntary program incentivizes communities to adopt floodplain man. ...
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Wednesday, March 12, 2025 / by Vanessa Saunders
Sometimes, It’s Just a Smart Move
By Vanessa Saunders | Associate Broker, Keeler Family Realtors
We’ve all been trained to be skeptical. "If it sounds too good to be true, it probably is."
But every once in a while, something comes along that is as good as it sounds—no catch, no gimmicks, just a solid opportunity.
And right now, that opportunity is the HOPER Program.
If you’re thinking about buying a home, you already know the biggest roadblocks:
Upfront costs – Saving for a down payment while juggling life’s other expenses? Tough.
Closing costs – Those add up fast and can feel like a financial sucker punch.
Realtor fees – The confusion around who pays what can make things even trickier.
But what if I told you that a program exists that can cover up to $13,000 of these costs? Yes, including your buyer’s agent fees. In fact, you are free to spend it on anything you want!
HOPER: A Real Solution for Homebuyers
Th2 ...
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Saturday, January 18, 2025 / by Vanessa Saunders
For years, real estate and finance have existed as separate spheres—each with its own rules, risks, and rewards. But now, thanks to breakthroughs like Coinbase’s new Bitcoin-backed loans (BTCFi) and blockchain platforms such as Propy, the game is changing. These innovations aren’t just for tech enthusiasts or crypto traders—they’re creating real opportunities for savvy real estate buyers and investors.
If you’re a Bitcoin holder looking to invest in New Hampshire’s luxury real estate market, this might be the financial breakthrough you’ve been waiting for.
The BTCFi Advantage: Liquidity Without Letting Go
One of the biggest challenges for Bitcoin investors is liquidity. You may have significant wealth tied up in Bitcoin, but selling it to fund a home purchase means:
Triggering taxable events
Losing out on future appreciation (what if BTC goes to the moon?)
With BTCFi, Coinbase is flipping the script. This new service allows Bitcoi. ...
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Friday, January 3, 2025 / by Vanessa Saunders
As 2025 begins, the housing market is showing signs of transition. Active listings hit their highest level since 2020 late last year, but a growing number of homes failed to sell, lingering on the market as expired or “stale” listings. These trends highlight deeper shifts in how the market is functioning—and they’re worth understanding whether you’re a buyer or a seller.
Rising Inventory, But Not Enough Movement
In November 2024, active listings were up 12.1% year over year, according to Redfin. On the surface, that sounds like good news for buyers. However, the data reveals that more than half of these homes remained on the market for at least 60 days without going under contract—the highest share for November since 2019.
So, why aren’t these homes selling?
Overpricing: Many sellers are setting prices too high, based on the market frenzy of past years rather than today’s cooling conditions.
Presentation Issues: Hom ...
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Saturday, December 28, 2024 / by Vanessa Saunders
Welcome to the world of real estate, where everyone thinks we’re psychic and chaos is part of the job description. As a buyer or seller, you’ve probably asked your Realtor one of these questions:
“How long will it take to sell my house?”
“What’s the market going to look like next month?”
“Should I wait for rates to drop before buying?”
Spoiler alert: If we had a crystal ball, we wouldn’t be here answering these questions—we’d be on a beach somewhere, sipping something with a tiny umbrella. Instead, we’re here, navigating Pandora’s Box (yes, we opened it) that is the real estate market.
The Market: A Crystal Ball in a Funhouse Mirror
Predicting how long it’ll take to sell your home or find your dream house is like trying to predict when your toddler will take their first steps—frustrating, full of guesswork, and occasionally a little magical.
In 2024, the housing . ...
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