Wednesday, March 12, 2025 / by Vanessa Saunders
Sometimes, It’s Just a Smart Move
By Vanessa Saunders | Associate Broker, Keeler Family Realtors
We’ve all been trained to be skeptical. "If it sounds too good to be true, it probably is."
But every once in a while, something comes along that is as good as it sounds—no catch, no gimmicks, just a solid opportunity.
And right now, that opportunity is the HOPER Program.
If you’re thinking about buying a home, you already know the biggest roadblocks:
Upfront costs – Saving for a down payment while juggling life’s other expenses? Tough.
Closing costs – Those add up fast and can feel like a financial sucker punch.
Realtor fees – The confusion around who pays what can make things even trickier.
But what if I told you that a program exists that can cover up to $13,000 of these costs? Yes, including your buyer’s agent fees. In fact, you are free to spend it on anything you want!
HOPER: A Real Solution for Homebuyers
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Thursday, February 13, 2025 / by Vanessa Saunders
The Vanishing Young Homebuyer: Why ADUs Could Be the Key to Homeownership
The dream of homeownership is slipping further away from young Americans. The median age of first-time homebuyers has risen from 28 in 1991 to 38 in 2024. Repeat buyers, once averaging 42 years old, now don’t purchase again until they hit 61. The trends are clear—people are buying later in life, and younger buyers are struggling to break into the market. But why? And more importantly, how do we fix it?
Why Are First-Time Buyers Struggling?
Several factors contribute to this dramatic shift:
Home Prices Outpacing Wages – The cost of a home has skyrocketed compared to income growth, making it harder to save for a down payment.
Limited Inventory – A chronic shortage of homes, especially in affordable price ranges, means buyers face fierce competition.
Student Debt & Inflation – Young buyers carry heavier financial burdens, limiting their ability to qualify for mortg. ...
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real estate, new hampshire, new hampshire homes, buying a home, home buying journey, accessory dwelling units, adus, downsizing ideas, first time buyers