Thursday, April 17, 2025 / by Vanessa Saunders
...and why agents won’t take you seriously until you do.
So, you’re browsing homes on your lunch break—just “getting a feel for the market,” right? Totally harmless. But let’s say you spot the one. Suddenly, this whole “someday” plan feels a lot more like “how fast can we schedule a showing?”
Well, pump the brakes, my friend. Because unless you’ve already got a pre-approval letter in your inbox, you’re not quite ready for the big leagues yet.
Here’s why pre-approval isn’t just a smart move—it’s your golden ticket in today’s market.
1. Listing Agents (Rightfully) Won’t Take You Seriously Without It
Let’s start with the hard truth: If you submit an offer without a pre-approval, most listing agents will laugh—politely, of course—as they slide your offer to the bottom of the pile.
And why wouldn’t they? Would you let someone test-drive your car who may? ...
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real estate, new hampshire, local market expertise, buying a home, new hampshire broker, real estate expert, home buying process, home buying journey, buyer agent, pre approval, pre approvals
Thursday, March 20, 2025 / by Vanessa Saunders
We’ve all been trained to be skeptical. "If it sounds too good to be true, it probably is." But every once in a while, something comes along that is as good as it sounds—no catch, no gimmicks, just a solid opportunity. And right now, that opportunity is the HOPER Program.
If you’re thinking about buying a home, you already know the biggest roadblocks:
Upfront Costs: Saving for a down payment while juggling life’s other expenses can be tough.
Closing Costs: These add up fast and can feel like a financial sucker punch.
Realtor Fees: The confusion around who pays what can make things even trickier.
But what if I told you that a program exists that can cover up to $13,000 of these costs? Yes, including your buyer’s agent fees. You are free to spend it on anything you want!
HOPER: A Real Solution for Homebuyers
This isn't some too-good-to-be-true scheme. It’s an actual, available program that helps qualified buyers with:
Clos. ...
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real estate, new hampshire, new hampshire homes, local market expertise, buying a home, lakes region, real estate market, new hampshire broker, real estate expert, home buying process, hoper program, housing shortage in new hampshire, laconia housing
Thursday, March 20, 2025 / by Vanessa Saunders
As a real estate professional in New Hampshire, I recently attended a webinar on flood management and mitigation strategies. While informative, it felt somewhat generic and lacked the depth I believe our community deserves. In this blog, I aim to provide a more engaging and comprehensive overview of how we can enhance flood resilience in our region, focusing on practical solutions and resources available to us.
Understanding Flood Risks in New Hampshire
New Hampshire, like many parts of the country, faces significant flood risks. Flooding can occur at any time, impacting not just homes but also critical infrastructure like emergency access routes to facilities such as county nursing homes. It's crucial for us to understand these risks and take proactive steps to mitigate them.
FEMA's Community Rating System (CRS)
One of the most effective tools for managing flood risks is FEMA's Community Rating System (CRS). This voluntary program incentivizes communities to adopt floodplain man. ...
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Wednesday, March 19, 2025 / by Vanessa Saunders
Yesterday’s 2025 Homeownership Conference provided a sobering look at New Hampshire’s housing market, highlighting critical issues affecting homebuyers, sellers, and the broader economy. With rising costs, inventory shortages, and evolving policies, it’s clear that we are at a turning point. Here’s what the public needs to know.
Housing Affordability: A Growing Concern
According to Rob Dapice, CEO of New Hampshire Housing, the state is facing a severe housing shortage. The average price of a single-family home now exceeds $500,000, making homeownership increasingly out of reach for many residents. Meanwhile, rental prices continue to rise, with the median two-bedroom apartment now costing $1,833 per month—and only 13% of rental units considered affordable for the median renter.
This affordability crisis is not just a concern for those looking to buy or rent—it affects workforce retention, economic growth, and even local businesses st ...
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Wednesday, March 12, 2025 / by Vanessa Saunders
Sometimes, It’s Just a Smart Move
By Vanessa Saunders | Associate Broker, Keeler Family Realtors
We’ve all been trained to be skeptical. "If it sounds too good to be true, it probably is."
But every once in a while, something comes along that is as good as it sounds—no catch, no gimmicks, just a solid opportunity.
And right now, that opportunity is the HOPER Program.
If you’re thinking about buying a home, you already know the biggest roadblocks:
Upfront costs – Saving for a down payment while juggling life’s other expenses? Tough.
Closing costs – Those add up fast and can feel like a financial sucker punch.
Realtor fees – The confusion around who pays what can make things even trickier.
But what if I told you that a program exists that can cover up to $13,000 of these costs? Yes, including your buyer’s agent fees. In fact, you are free to spend it on anything you want!
HOPER: A Real Solution for Homebuyers
Th2 ...
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