Wednesday, February 26, 2025 / by Vanessa Saunders
We’re sandwiched between Massachusetts and Maine, both experiencing massive real estate upheavals. The result? Pressure from both sides.
The Numbers Tell the Story
Home Prices Keep ClimbingThe median home price in New Hampshire has hit $540,000, a 63.3% increase since 2020.(Zillow)
Inventory Is DwindlingThe state has a housing shortage of 23,500 units—and will need 90,000 more by 2040 to keep up with demand.(HousingWire)
Affordability Crisis51% of renters in NH spend more than 30% of their income on housing costs.(Roche Realty)
Sellers Have the Upper Hand… But for How Long?
With record-high prices, this is a fantastic time to sell—but there’s a catch. Where do you go next?
Multi-million-dollar homeowners aren’t worried—they can buy without blinking.
Second homes sit empty for months, while residents desperately seek places to live.
Sellers are hesitant, fearing they won’t find a new home after selling.
And; ...
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Sunday, February 9, 2025 / by Vanessa Saunders
Just when we thought the real estate market couldn’t get any worse—surprise! Turns out rock bottom has a basement. And down in that dark, damp hole? A world where mortgage lenders run wild, credit scores are glitchy fiction, and hidden fees quietly drain bank accounts.
Why? Because the Consumer Financial Protection Bureau (CFPB)—the agency that kept banks, mortgage lenders, credit card companies, and debt collectors somewhat honest—has just been effectively shut down by its acting director.
So now, no oversight, no enforcement, no accountability. Just banks and lenders sharpening their knives while homebuyers, homeowners, and sellers are left to fend for themselves.
Welcome to the New Wild West of Real Estate.
Why This is a Real Estate Disaster Waiting to Happen
Mortgage Lenders Are Now Completely Unchecked
The CFPB used to monitor shady lending practices—forcing lenders to be transparent about fees, rates, and loan terms. Without it? Expect:
Hik ...
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Sunday, February 2, 2025 / by Vanessa Saunders
After 24 years in real estate, you’d think I’d have hit some kind of career cruise control. You know, that moment where I lean back, feet up on the dashboard, and glide down the highway of success—preferably with Fleetwood Mac playing in the background. But here’s the thing: I’ve never been completely comfortable in this industry. And that’s exactly why I keep growing.
Moving to New Hampshire—A Real Estate Time Warp
When I relocated to New Hampshire, I felt like I had stepped into a time machine. The real estate industry here? It’s lagging behind—by at least two decades. Things are done a certain way because, well, that’s how they’ve always been done. And while I could “adapt” and follow the status quo, I’ve got a better idea: Disrupt it.
The truth is, real estate is evolving everywhere else. Technology, marketing, client representation—it’s all changing, for the better. But in New Hampe ...
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Monday, January 13, 2025 / by Vanessa Saunders
New Hampshire’s housing market reached an unsettling milestone in 2024: the median price of a single-family home climbed to $514,000, breaking the half-million mark for the first time in state history. Let that sink in. Ten years ago, that number was $228,000. Five years ago, $300,000. Even in 2023, we were at $470,000.
What does this mean for the Granite State? It means we’re facing a housing crisis like never before—a crisis of affordability, supply, and opportunity.
For context, the affordability index in New Hampshire stood at just 59 by the end of 2024, compared to 131 in December 2019. In plain terms, the median household income in New Hampshire is now only 59% of what’s needed to qualify for a median-priced home. That affordability gap explains the growing anxiety I see in my work every day. Homeowners and buyers alike are asking the same question: If I had to move, where would I go?
The Reality of Rising Costs
Since 2019, home prices in New Hampshire ...
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Saturday, January 11, 2025 / by Vanessa Saunders
For many homeowners, the idea of moving feels daunting—especially with rising interest rates and uncertainty in the housing market. But what if your home, the one you’re living in right now, is holding untapped potential? What if your equity could open doors to financial freedom, a new chapter, or even just a simpler, more affordable lifestyle?
If you’ve been staying put because you think moving isn’t worth it, it’s time to ask yourself: Am I letting my home’s equity go to waste?
Understanding Equity: Your Most Powerful Asset
Equity is the difference between your home’s current value and what you still owe on your mortgage. It’s the wealth you’ve built over time—whether through paying down your loan or through the natural appreciation of your property.
Here’s a quick example:
Your Home Value: $500,000
Your Remaining Mortgage: $200,000
Your Equity: $300,000
That $300,000 isn’t just a number—it’ ...
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